Two articles, one in the NY Times entitled "Fewer Options Open to Pay for Costs of College" and one in the Washington Post entitled "Sallie Mae To Charge For Loans To Students" report on different aspects of the recent meltdown in loan markets and how it is affecting student loans in particular. The Washington Post article reports how Sallie Mae will now charge application fees for student loans and stop offering loan consolidations. The article in the New York Times discusses different aspects of how students (and parents) will pay for college. Not only may the direct and indirect costs of loans increase but parents may no longer qualify for equity loans given the fall in housing prices. Students may be forced to work more while in college.