A recent New York Times article "Student Loans Start to Bypass 2-Year Colleges" reports that some banks such as Citibank are not offering student loans to community colleges, and for-profit colleges. Community colleges make up over 40% of college enrollment. How student enrollment at community colleges re acts to such changes in borrowing opportunities remains to be seen.
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I am a Professor of Education, Economics, and Public Policy at the University of Michigan
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